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Business Banking Services

*APY is Annual Percentage Yield.  Minimum $25,000 new money to Cornerstone CFCU required.  Fees may reduce earnings on account. The current tiers and ongoing rates on Business Premium Money Market account as of December 31, 2022 are $25,000-$249,000 0.250% APY, $250,000 – $999,999.99 2.000% APY, $1,000,000 – $2,999,999.99 2.250% APY, $3,000,000 and + 2.500% APY. Minimum to open Business Premium Money Market account is $25,000. Advertised rates are available on new Business Premium Money Market accounts only. The advertised rate may not be applied to funds from another Cornerstone CFCU account. Cornerstone Community FCU reserves the right to modify or cancel this offer at any time without notice. Membership eligibility required. Other restrictions may apply. 

Let Cornerstone Be Your Partner in Business

Small businesses are the cornerstone of Niagara and Erie County. That’s why we at Cornerstone offer a full line of business banking services, including deposit and business lending products with highly competitive rates. 

Become a Business Member

It’s easy to become a member of Cornerstone Community Federal Credit Union. Contact our Business Development Partner, Martin Murphy at or 716.589.1235 to get started.  Or, click on the Become Member link below.

Choose the checking account that works for you!

With FIT Free Business Checking, our business members enjoy up to 150 free transactions per month with no monthly fee or minimum balance is required! Looking to support your growing business? Try our FLEX Business Checking account with 500 free transactions, quarterly interest on balances over $1,000, and for balances over $10,000, we’ll waive the monthly maintenance fee. Contact us at 716.434.2290 and become a Business Member today!

Liberty Line of Credit

The smart choice when looking to gain access to short-term funding.

Ideal for small businesses to better manage cashflow

Lines available up to $50,000*


Commercial Term Loan

Invest in your business with a Commercial Term Loan.

Equipment Purchases
Debt Refinancing
Property Purchase

Commercial Real Estate

Grow your business with a Commercial Real Estate loan.

Purchase or Renovate
Commercial Property

Contact Martin Murphy at for more information on our Business Lending Solutions.

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