Debit Card Access**
Your Next Move Starts Here
If you’re 14–21, open a Youth Account, build real-world money skills and earn rewards through the MoneyEdu Rewards Challenge. Under 14? You can start saving, too!”
Stop into a branch to open a Youth Account!
For Ages 14-21
Learn & Earn
Earn Up To $250 In Rewards!
Safe & Secure
Choose Your Account
Smart Accounts. Great Rates. A Strong Start.
Junior Checking
Manage your money, spend confidently and build responsibility.
AGES 14-21
Junior Savings
Start saving for what matters
AGES 0-21
Junior Share Certificates
Grow your savings faster with great certificate rates.
AGES 0-21
• Ages 14-21
Learn. Earn. Level Up.
With MoneyEdu, you can learn real-world money skills and earn up to $250 in rewards!
How It WorksSign Up
Enroll in MoneyEdu
Complete
1 eligible course each month with a score of 80% or more
Earn
up to $250 in rewards*
*Participation in the Financial Literacy Incentive is limited to members ages 14 through 21. Eligible members must be enrolled in a Junior Checking account and MoneyEDU for Teens and must complete one qualifying course per month with a minimum passing score of 80% to receive the $10 monthly incentive, which is paid out quarterly. Additional qualifying courses completed within the same month will not result in additional incentive payments and may not be carried over to future months.
Earn up to
$250
in rewards!
Choose Your Path
Explore course design to help you build confidence with money and prepare for life's biggest milestones.
Explore All CoursesSmart Spending & Budgeting
Learn how to manage your money, create a budget and make informed spending decisions.
Saving Money
Build healthy savings habits and discover strategies to reach your financial goals.
Understanding Credit
Learn how credit works, why it matters and how to build a strong financial foundation.
Buying Your First Car
Understand financing and the true cost of vehicle ownership.
Preparing for College
Explore ways to pay for school, manage expenses and plan for the future.
Investing Basics
Discover how investing works and how small steps today can make a big difference tomorrow.
Major Life Purchases
Learn what to consider when preparing for larger financial decisions.
Financial Goal Setting
Create a plan to achieve your short and long-term financial goals.
• Ages 14-21
Win Amazing Prizes!
Open a Youth Account during our promotional period and you could win!
Members who enroll in MoneyEdu receive an additional entry!
MacBook Pro
Apple AirPods Max
Nintendo Switch
*No purchase necessary beyond meeting account eligibility requirements. Membership, account opening, and other Credit Union requirements may apply. Promotion open to individuals ages 14-21 who open a new Youth Account during the promotional period. One additional entry available through MoneyEdu enrollment. One winner will be selected for each prize by random drawing on December 7, 2026, and winners will be contacted by phone. Odds of winning depend on the number of eligible entries received. Prize values are approximate retail values. Void where prohibited by law.
• Ages 0-21
Good money habits start long before age 14!
MoneyEdu and the giveaway above kick in at 14 but saving can start on day one. Junior Savings and Junior Share Certificates give younger kids a real account, a real dividend, and a head start on the habit.
Junior Savings
Start saving for what matters, from their very first deposit.
APY
2.5%*
Junior Share Certificates
Lock in a rate and grow savings faster while they're still young.
- 6 Month
- 1 Year
- 2 Year
Confidence for them. Peace of Mind for you.
We're here to help young members build strong financial habits with the support of a trusted local credit union.
Financial Education
Safe & Secure Accounts
Mobile & Online Banking
Real World Money Skills
Local Support You Can Trust
Ready to Start
Open a Youth Account today and start building skills, earning rewards and achieving your goals.