Unlock with the Rock!
Secure a great rate with our 3-year certificate and watch your savings grow with a solid 4.00%APY*. Our certificates provide a reliable way to boost your savings, offering both flexibility and financial freedom. Plus, we’ve reduced the penalty for early withdrawals to just one month’s worth of interest, making it easier for you to access your funds when you need them!
Unlock Savings
*The 3 year member certificate, including the stated Annual Percentage Yield (APY*), is a limited time offer. Cornerstone Community FCU reserves the right to modify or cancel this offer at any time without notice. The 3 year member certificate requires a minimum balance of $500. IRA and Business Certificates are excluded from this offer. Once the rate is applied to a purchased certificate, it will remain in effect for the length of the product term. Penalties apply for early withdrawals from certificates. Membership eligibility required. Other restrictions may apply. If maturity of the certificate is two years or more, the forfeiture of dividends is equal to the smaller of the following two amounts: dividends since the date of issuance or renewal, or 30 days dividends.
Cornerstone can help you save for wherever life takes you.
Cornerstone Savings Account
Whether you’re looking to take advantage of the benefits of being a credit union member, put money aside for medical expenses, or teach that first lesson about financial responsibility, Cornerstone has a savings account to help.
Your Share Savings account is the key to your Cornerstone membership and opens the door to all the member benefits you’re entitled to. By opening this account, you become a Cornerstone owner, as well as a member.
You can open your Share Savings account with as little as $5 and you’ll earn competitive, quarterly dividends on average daily balances of $50 or more. You will receive a quarterly statement to keep track of how your money is building. And, best of all, the account balances are federally insured by the National Credit Union Share Insurance Fund up to $250,000.
Savings account features
Savings Account
Each member of Cornerstone starts with a Savings Account. This is the key that unlocks all your Cornerstone Community FCU member benefits. Just a $5 deposit opens your account and establishes your membership.
A Cornerstone Savings Account:
- Pays competitive dividends on balances of $50 or more
- Gives you the option of Direct Deposit can help you reach your savings goals.
Extra Conveniences:
- Use your Visa Check card to make withdrawals surcharge free at any Cornerstone branch or at any Allpoint ATM location.
- Telephone access to your account with Telephone Banking.
- Computer access from your home or office with Online Banking.
Also available to save toward special goals:
- Holiday Savings Account
- Vacation Savings Account
Your Share Savings Account Comes with Perks Like:
VISA® Check Card
Online Banking
Telephone Banking
Access to 55,000 MoneyPass ATMs surcharge free
Cornerstone Mobile App
Electronic Statements
Earn Higher Dividends
Money Market Accounts
You’ll earn higher dividends on your savings balances of $2,500 or more to help you reach your financial goals more quickly.
Premium Money Market Accounts:
Members can earn higher dividends on savings balances of $25,000 or more.
With a Money Market Account You Can:
Make unlimited withdrawals with no penalty
Earn higher dividend rates than with traditional savings accounts
Take advantage of Direct Deposit to make building your savings easy
Share Certificate
With a Share Certificate, you may earn higher dividend rates on your savings by locking in a rate for a specific period of time.*
A Cornerstone Share Certificate:
- Can be opened with a deposit of just $500
- You can have your monthly dividends reinvested into your Share Certificate, credited to your Cornerstone Community FCU Share Account, or mailed to you directly each month
- You can choose from a variety of account terms to meet any need
Certificate Terms*
- 91 Days
- 6 Months
- 1 Year
- 13 Months
- 18 Month
- 2 Years
- 3 Years
- 4 Years
- 5 Years
Hop into the Kangaroo Kids Club and make saving fun
Children’s Savings Accounts
We’ve designed a special program that makes saving extra fun and exciting for kids up to age 12 with special surprises and gifts to reward their efforts.
You can help your child open a Kangaroo Kids Club account with as little as $5. For each deposit, your child will receive a sticker as a reminder to “stick” to that good saving habit. And each month that your child saves $5 or more, we’ll reward your little saver with an extra gift.
We’ll also send a quarterly statement for the Kangaroo Kids Club account so you can show your child how to keep track of savings and enjoy the satisfaction of seeing that money grow. And we’ll even pay dividends on any Kangaroo Kids Club account with an average daily balance of $50 or more.
Club Accounts
A Holiday or Vacation Club Account helps you build dedicated savings for holiday shopping or a special vacation.
With a Cornerstone Club Account:
- You can make regular, systematic deposits to ensure you have the money you need – when you need it
- Competitive dividends are paid on balances of $50 or more
- Convenient Direct Deposit makes building your savings extra easy
* Penalty fees apply for early withdrawal
Extra Conveniences
Telephone access to your account with Telephone Banking.
Computer access from your home or office with Online Banking.
Access to your accounts through Mobile Money, the Cornerstone mobile app. With Mobile Money you can check balances, transfer funds, make a deposit using Snap Deposit and find a surcharge free ATM.
Health Savings Accounts
A Health Savings Account (HSA) is an individual account designed for people with high-deductible health plans. An HSA lets you make federally tax-deductible contributions up to the maximum amount allowed. You can then accumulate earnings on a tax-deferred basis and withdraw the money tax-free as long as it’s being used for qualified medical expenses.
HSA Checking and Savings Account
With an HSA debit card, you can access the funds electronically and receive a statement each month to help keep track of your account. You also have the ability to link your HSA checking to your HSA savings account.
