Important Notice: Scheduled Maintenance

Our systems will be undergoing scheduled maintenance on Sunday, January 18, 2026, from 1:00 AM to 7:00 AM EST. During this time, online, mobile, and audio banking, as well as ATM services, may experience a temporary disruption. We thank you for your patience and apologize for any inconvenience this may cause.

Credit Cards

Helping You Get What You Need With Low Rates

At Cornerstone, we’re here to make managing your money simpler. Whether you’re looking to pay down high-interest balances or streamline your monthly payments, our VISA® credit card is built to help you breathe a little easier. With member-only preferred rates and no annual fees, you’ll get the flexibility you need without the extra costs.

Rates as low as 7.90% APR* & no annual fees

Cheers to a simpler year with a Cornerstone VISA®!

 A Cornerstone VISA® offers:
 • Easy balance transfers
 • Low member-only preferred rates 
 • No annual fees
 • A smart way to consolidate high-interest cards

Instant Online Approval

Helping You Get What You Need With Low Rates

Make room in your wallet for a Cornerstone VISA® credit card with low member-only preferred rates as low as 7.90% APR* with no annual fees. Because we’re a credit union, we can offer lower interest rates than traditional banks. There’s no better time to pay off balances and consolidate your credit cards so you’ll have one monthly payment and no annual fees.

Get Instant Online Approval

VISA® Classic

Apply Now

VISA® Gold

Apply Now

VISA® Platinum

Apply Now

Log in to Your VISA® Account

Enjoy 24-hour access

  • Securely access account information for your Cornerstone VISA® credit cards
  • Enjoy 24-hour access
  • View your account balances, statement history and recent transactions
  • Pay your bill online
Access Your Visa® Account

Student VISA®

Start building your credit with the Classic Cornerstone Student VISA® card, available for full-time college students ages 18+.

Shared Secured VISA®

With the Shared Secured VISA®, you can have access to the convenience of a credit card that’s tied to your account balance.

*APR=Annual Percentage Rate:  Membership eligibility required.  Subject to credit approval.  Must be 18 years of age or older to apply.  APRs shown are as of December 31, 2024 and are subject to change at any time without notice.  APRs range from 7.90% APR to 9.90% APR.  APR will be determined by creditworthiness.  Late payment may result in penalty fees and increased rate.  Cash advance fee is 1% higher than fixed rate APR and foreign transaction fee is 1% of each transaction amount in US dollars.

See how much you can save with a Visa from Cornerstone.

The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your circumstances.

ALERT:
Scammers posing as Cornerstone employees are calling or texting regarding suspicious activity or account issues. We never ask for login info, PINs, card numbers, or codes. Hang up and call Cornerstone directly.
Okay, Proceed to Website

Search our website...