Borrow 100% of your home’s value at 3.49% APR* for 12 months.

Freedom Equity, Home Equity Line of Credit

Apply now!
Cool Grandmas wearing green jacket and pointing at you.

Borrow 100% of your home’s value at 3.49% APR* for 12 months.

Freedom Equity, Home Equity Line of Credit

Apply now!

Grandma Knows. And She’s Right.

Some things never change – like the value of good advice and a strong community. Cool Grandma understands that real financial confidence doesn’t come from flashy promises. It comes from ownership, transparency, and people who put members first.

At Cornerstone, you’re not just a customer – you’re an owner. Your money stays here. Your voice matters. And your membership strengthens the entire community.
That’s not just trendy. That’s smart banking.
Make the Switch to Membership

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Cornerstone IN THE Community

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    Join Cornerstone for a FREE First-Time Home Buyer Seminar on Wednesday, March 25 from 6:00 PM – 8:30 PM at 80 Main in Lockport.
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    Locations

    Main Office

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    Amherst Branch

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    Lockport Branch

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    Middleport Branch

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    Niagara Falls Branch

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    North Tonawanda Branch

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    City of Lockport Branch

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    Members and Community Come First

    Very professional, friendly teller and helpful. It's a delight doing business with cornerstone.
    Cornerstone really cares about their members & the quality of their lives. Cornerstone is so unique. They have empathy for members that is rare in the banking system. I love them cornerstone bank rocks!
    I want to thank Cornerstone"s real estate department for guiding me through a loan request. Everyone that I spoke to was by far the most helpful personel of any financial institution.

    serving WNY for 68 years!

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    Locations

    Access your Cornerstone account at more than 5,000 branches nationwide!

    Find A Location Near You

    Cornerstone CFCU also provides members with access to more than 5,000 shared branch locations across the country through a network of CO-OP credit union partners. Cornerstone members can visit these CO-OP locations to cash checks, make payments, withdrawals, transfers or loan payments, and purchase money orders just as they could at any Cornerstone branch location.

    ALERT:
    Scammers posing as Cornerstone employees are calling or texting regarding suspicious activity or account issues. We never ask for login info, PINs, card numbers, or codes. Hang up and call Cornerstone directly.
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