Fraud Alert: Stay Vigilant Against Scams

Your security is our priority. We will never ask you to transfer funds to another account for security purposes. If you receive a suspicious message or call, do not respond, contact us directly using a trusted number or visit your nearest branch.

Read Full Alert

‘Tis the Season to Save! Holiday Loan Sale – Enjoy .50%* off your rate!

Extra cash. Better rates. More holiday cheer.

Apply now!
Watch Video

Why Choose Us

At Cornerstone, you’re not just a customer—you’re an owner. Unlike traditional banks that may sell your accounts to other institutions, our members have a voice in how we operate and share in the success of the credit union.

Make the switch today to experience the benefits of ownership and enjoy better service, lower fees, and a stronger sense of community. Don’t wait until your account is no longer under your control—join us and take full advantage of what membership has to offer.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Our Rates

Cornerstone IN THE Community

    FREE First Time Home Buyer Seminar

    Locations

    Main Office

    View Main Office

    Amherst Branch

    View Amherst Branch

    Lockport Branch

    View Lockport Branch

    Middleport Branch

    View Middleport Branch

    Niagara Falls Branch

    View Niagara Falls Branch

    North Tonawanda Branch

    View North Tonawanda Branch

    Blogs and News

    Members and Community Come First

    I want to thank Cornerstone"s real estate department for guiding me through a loan request. Everyone that I spoke to was by far the most helpful personel of any financial institution.
    Very professional, friendly teller and helpful. It's a delight doing business with cornerstone.
    Cornerstone really cares about their members & the quality of their lives. Cornerstone is so unique. They have empathy for members that is rare in the banking system. I love them cornerstone bank rocks!

    serving WNY for 67 years!

    0
    Members
    0
    Locations

    Access your Cornerstone account at more than 5,000 branches nationwide!

    Find A Location Near You

    Cornerstone CFCU also provides members with access to more than 5,000 shared branch locations across the country through a network of CO-OP credit union partners. Cornerstone members can visit these CO-OP locations to cash checks, make payments, withdrawals, transfers or loan payments, and purchase money orders just as they could at any Cornerstone branch location.

    ALERT:
    Scammers posing as Cornerstone employees are calling or texting regarding suspicious activity or account issues. We never ask for login info, PINs, card numbers, or codes. Hang up and call Cornerstone directly.
    Okay, Proceed to Website

    Search our website...