Earn up to 5.25% APY*

with Community Checking

Open an Account Online →
Cool Grandmas wearing green jacket and pointing at you.

Earn up to 5.25% APY*

with Community Checking

Open an Account Online

Grandma Knows. And She’s Right.

Some things never change – like the value of good advice and knowing your money is in the right place. Cool Grandma understands that real financial confidence doesn’t come from flashy promises. It comes from simple, accessible banking that delivers – like earning up to 5.25% APY* on balances up to $10,000 with Community Checking.

At Cornerstone, you’re not just a customer – you’re an owner. Your money stays here. Your voice matters. And your membership strengthens the entire community.

That’s not just trendy. That’s smart banking.

Open an Account Online

Our Rates

Cornerstone IN THE Community

    Brick building of Cornerstone Community Federal Credit Union under a blue sky. Signage is in white with a green logo, conveying professionalism.

    Locations

    Main Office

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    Amherst Branch

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    Lockport Branch

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    Middleport Branch

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    Niagara Falls Branch

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    North Tonawanda Branch

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    City of Lockport Branch

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    Blogs and News

    Members and Community Come First

    Very professional, friendly teller and helpful. It's a delight doing business with cornerstone.
    I want to thank Cornerstone"s real estate department for guiding me through a loan request. Everyone that I spoke to was by far the most helpful personel of any financial institution.
    Cornerstone really cares about their members & the quality of their lives. Cornerstone is so unique. They have empathy for members that is rare in the banking system. I love them cornerstone bank rocks!

    serving WNY for 68 years!

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    Locations

    Access your Cornerstone account at more than 5,000 branches nationwide!

    Find A Location Near You

    Cornerstone CFCU also provides members with access to more than 5,000 shared branch locations across the country through a network of CO-OP credit union partners. Cornerstone members can visit these CO-OP locations to cash checks, make payments, withdrawals, transfers or loan payments, and purchase money orders just as they could at any Cornerstone branch location.

    ALERT:
    Scammers posing as Cornerstone employees are calling or texting regarding suspicious activity or account issues. We never ask for login info, PINs, card numbers, or codes. Hang up and call Cornerstone directly.
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